Riverchain | The largest financing platform for the construction industry

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Fuel your business growth by getting a cash advance on your invoices

Hong Kong’s largest financing platform that simplifies access to capital for the construction industry

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Cash advance of up to 90% of your invoice

Offers as fast as 48 hours

No upfront & hidden fees

Why construction companies use our cash advance product

Early payments up to 90% of the invoice value

Early payments of up to HKD 8 million and a minimum of HKD 200K, as early as 60 days before your original expected payment date.

Offer as fast as 48 hours

Simple application process. Receive your offer as fast as 48 hours of completing your factoring application.

No upfront and hidden fees

Rebate for new clients of up to 1% of the payment value available.

Unlock working capital in 3 easy steps

01

Get a Quote

Submit an application and get a proposal as fast as 48 hours

02

Accept Offer

Review, accept offer and submit relevant documents

03

Get Funded

Once offer is approved, receive your cash advance immediately

Get Started

What is Riverchain’s cash advance service?

Riverchain is your trusted working capital solution provider. Our cash advance product is also known as factoring. Riverchain will purchase your invoice and provide your business with a cash advance of up to 90%. We will then wait for the full amount of your invoice to be paid out by your customer and send you the balance of the payment minus our fees.
How to apply?

Ask for a quote here or call us at +852 6053 7600, and our team will assist you through the whole process.
What are the necessary documents required to submit a cash advance application?

We seek documents such as your project contract, payment application and/or payment certificate, payment history and other relevant documents related to your customer. Upon receipt of your documents, an offer will be sent out as fast as 48 hours.
How do you charge?

Please use the calculator here to get an indicative offer on your invoice.
What are the differences between Riverchain and traditional finance?

There are no hidden costs and we charge a single fee only. Traditional finance usually requires an administration fee and charges monthly or annual rate. Riverchain factoring does not affect your current credit line, does not consider personal credit rating (i.e. Transunion credit report), and does not require collateral.
How long does it take to get funded?

Offers will be provided as fast as 48 hours and funds will be released instantly.

Get Started

Our Community

Riverchain organizes various community activities to allow users to learn about the latest industry news, expand network and learn from professionals in the industry.

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